Why us
Mortgages for individuals
Our approach goes beyond the traditional methods of the mainstream second charge mortgage lenders.
Tailored to individual needs
We understand that every customer is different which is why we look at each application on its own merit. We can tailor our mortgages to individual needs, increasing the likelihood of a positive outcome. This enables us to be highly adaptable and responsive, helping customers with many different personal and financial backgrounds.
A human touch
We have real human underwriters that assess each customer’s credit history and ability to pay- so we’re not restricted to computerised lending decisions. By tailoring every mortgage to each individual applicant means that we can keep things simple and avoid the need for a complex range of products with rigid criteria.
Approachable and accommodating
Our staff have decades of experience in the second mortgage industry enabling us to provide innovative and truly tailored finance solutions that meet each customers’ needs.
For our borrowers and introducing brokers we provide a flexible, personalised service, to accommodate individual needs, adopting a common-sense approach which is not bound by rigid rules.
For brokers, we aim to be adaptable and can consider complicated cases which do not fit the norm, recognising the need for a quick turnaround when we receive a completed pack.
For borrowers, we try and make the loan completion as straightforward as possible whilst accommodating any change in circumstances which may occur during the life of the mortgage.
Our mortgages are available in England, Scotland and Wales, including the Highlands and Islands.
